In today’s digital age, making money online has never been easier, and refer and earn apps offer one of the simplest ways to do just that. These apps reward users for referring new customers by offering cash, vouchers, or other incentives. By sharing referral links with friends, family, or your social network, you can earn extra income with minimal effort.
Here’s a comprehensive list of the Top 10 Best Refer and Earn Apps that can help you earn in 2024.
Top 10 Best Refer and Earn Apps for Easy Cash in 2024
Refer and Earn apps let you earn money by recommending them to other people. How much you earn can change depending on the app, but you can pick the one that works best for you.
REFER AND EARN APPS | REFERRAL INCOME |
Google Pay | ₹ 150 |
Paytm | ₹300 + ₹200* |
PhonePe | Up to ₹1,000 |
Upstox | Up to ₹1,200 |
Groww | Up to ₹10,000 |
CRED | Up to ₹1,000 |
MobiKwik | ₹ 50 + ₹150* |
Yono SBI | ₹100 + ₹1000* |
Amazon Pay | Up to ₹1,000 |
Flipkart | ₹300 + ₹200* |
1. Google Pay
Referral Bonus: Up to ₹150 per referral
Why It Stands Out: Google Pay is one of the most trusted UPI apps, and with its easy-to-use interface, it’s a go-to for millions of people in India. The refer and earn program allows you to make up to ₹150 for every friend you refer. Once they complete their first transaction using UPI, both you and your referral receive the reward.
Google Pay’s built-in security features and integration with various services make it a top choice for digital payments.
2. Paytm
Referral Bonus: ₹100 cashback per referral
Why It Stands Out: Paytm is a multifaceted app offering everything from mobile recharges and bill payments to shopping and movie bookings. Its refer and earn program rewards you ₹100 cashback when your referral makes their first transaction. With Paytm, you can refer friends easily and earn while they enjoy the wide range of services.
The app also frequently rolls out promotional offers, making it ideal for both regular and new users.
3. PhonePe
Referral Bonus: ₹100 per referral
Why It Stands Out: PhonePe is a trusted UPI-based payment app, and its referral program is one of the most rewarding. Earn ₹100 when someone you refer completes their first UPI payment. The app offers a seamless payment experience for everything from utility bills to mobile recharges.
With an easy interface and a host of payment options, referring PhonePe is a great way to earn some extra cash.
4. Upstox
Referral Bonus: ₹500 per referral
Why It Stands Out: Upstox is an excellent platform for those interested in stock market investments. The app gives you a generous ₹500 per referral once they sign up and complete their first trade or investment. This makes it one of the highest-paying referral apps, especially for finance enthusiasts.
Not only does Upstox offer an attractive referral bonus, but it’s also a user-friendly platform for both beginners and experienced traders.
5. Groww
Referral Bonus: ₹100 to ₹500 per referral
Why It Stands Out: Groww is a beginner-friendly app that helps users invest in mutual funds and stocks. Their refer and earn program lets you earn between ₹100 to ₹500 based on your referral’s first investment. It’s an ideal platform to help friends start their investment journey while earning rewards for yourself.
Groww is intuitive and educational, making it easy to explain and recommend to others.
6. CRED
Referral Bonus: 10,000 CRED coins
Why It Stands Out: CRED rewards users for paying credit card bills. The app’s refer and earn system offers you 10,000 CRED coins when you invite someone to join. These coins can be redeemed for offers, exclusive products, or vouchers. It’s a fun and innovative way to manage your credit card expenses while earning rewards.
CRED also promotes responsible financial behavior, making it a must-have for credit card users.
7. MobiKwik
Referral Bonus: ₹50 cashback per referral
Why It Stands Out: MobiKwik is a popular digital payment platform known for its quick and easy transactions. When you refer someone to MobiKwik, you earn ₹50 cashback after they make their first payment. The app also provides many offers and cashback deals, making it a great tool for regular payments.
It’s fast, simple, and widely accepted across India, making it an easy recommendation.
8. Yono SBI
Referral Bonus: ₹100 per referral
Why It Stands Out: Yono SBI is the official app of the State Bank of India and offers an all-in-one platform for banking, shopping, and investing. For each referral who opens a savings account, you earn ₹100. Yono SBI is not only a banking app but also a portal for all your financial needs.
With millions of users and the trust of SBI, this is a great app to refer.
9. Amazon Pay
Referral Bonus: Up to ₹100 per referral
Why It Stands Out: Amazon Pay offers a wide range of services, from shopping on Amazon to making payments for bills, travel, and more. The refer and earn program rewards you up to ₹100 when your referral completes their first transaction using Amazon Pay. The earned balance can be used for future purchases on Amazon.
Given its wide usability, Amazon Pay is easy to recommend and helps you earn while making everyday payments easier.
10. Flipkart
Referral Bonus: 300* 200*
Why It Stands Out:
Flipkart is one of India’s leading e-commerce platforms, renowned for its vast selection of products across various categories, including electronics, fashion, home essentials, and more. The referral program allows users to earn rewards by inviting friends to join the platform.
Conclusion
Refer and Earn apps provide an easy
hassle-free way to make extra income. Whether it’s cash, vouchers, or rewards, these apps make it possible to monetize your network of friends and family. The top 10 apps listed above offer some of the best referral bonuses in 2024.
Start sharing your referral codes today and watch your rewards stack up!
Top 10 Best Refer and Earn Apps FAQ
Apps that reward users for referring friends or family to sign up and use the service.
Users share a unique referral link; both the referrer and the new user earn rewards when someone signs up through it.
Yes, many apps have limits on referrals, eligibility criteria, or geographic restrictions.
Yes, you can join multiple refer and earn apps to increase your earnings.
Rewards can include cash, gift cards, or discounts.
Share your link via social media, email, or personal networks.
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